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Kevin Villani

Kevin Villani, chief economist at Freddie Mac from 1982 to 1985, is a principal of University Financial Associates. He has held senior government positions, been affiliated with nine universities, and served as CFO and director of several companies. He recently published Occupy Pennsylvania Avenue on the political origins of the sub-prime lending bubble and aftermath.

Kevin Villani's Articles

There Is No Possible Reform for HUD

President-elect Trump’s appointment of Dr. Ben Carson as Secretary of Housing and Urban Development is being criticized on the grounds that he lacks the requisite administrative experience. More likely, Carson’s affront was to question why HUD exists. Republican presidents have been ambivalent. Democratic presidents have used it as a platform to pursue other agendas. But there is no economic rationale for a federal role in housing or urban affairs in a market economy.

- December 16, 2016

How to Break Free of the Interest Rate's Vicious Cycle

Interest rates will eventually rise. When they do, rising interest costs will produce a vicious cycle of ever more borrowing. We are already approaching the “event horizon” of spinning into this black hole of an inflationary spiral and economic collapse from which few countries historically have escaped. A substantially higher rate of growth is the only way to break free.

- November 18, 2016

A Really Big Short Still Awaits

The current and projected future public debt bubble is unsustainable, and financial markets will eventually ignore the accounting deceptions and pop it.

- September 21, 2016

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