People in poor countries rely on money their relatives send from abroad; regulators are threatening new ways to make these transfers "safer" and "cheaper."
Government agencies are threatening businesses with prosecution if they fail to do the government's law enforcement legwork. It's already shutting down business.
The Supreme Court just barely held back executive-branch overreach. But the instinct to acquire more power isn't going anywhere.
Technology is helping startups overcome financial barriers that would have scuttled new businesses just a few years back. Now it's the regulators who are in the way.